Current interest rates
Instant Savings Account
| Gross rate p.a. | Net rate p.a. | AER | |
| £2,000.00 - £9,999.99 | 0.70% | 0.56% | 0.70% |
| £10,000.00 - £49,999.99 | 1.40% | 1.12% | 1.41% |
| £50,000.00 - £99,999.99 | 1.60% | 1.28% | 1.61% |
| £100,000.00+ | 1.90% | 1.52% | 1.92% |
| US$4,000.00 - US$19,999.99 | 0.00% | 0.00% | 0.00% |
| US$20,000.00 - US$99,999.99 | 0.10% | 0.08% | 0.10% |
| US$100,000.00 - US$199,999.99 | 0.50% | 0.40% | 0.50% |
| US$200,000.00+ | 0.60% | 0.48% | 0.60% |
| €3,000.00 - €14,999.99 | 0.20% | 0.16% | 0.20% |
| €15,000.00 - €74,999.99 | 0.25% | 0.20% | 0.25% |
| €75,000.00+ | 0.30% | 0.24% | 0.30% |
30 Day Notice Account
| Gross rate p.a. | Net rate p.a. | AER | |
| £5,000.00 - £9,999.99 | 1.30% | 1.04% | 1.31% |
| £10,000.00 - £49,999.99 | 1.60% | 1.28% | 1.61% |
| £50,000.00 - £99,999.99 | 2.00% | 1.60% | 2.02% |
| £100,000.00+ | 2.50% | 2.00% | 2.53% |
| US$10,000.00 - US$19,999.99 | 0.25% | 0.20% | 0.25% |
| US$20,000.00 - US$99,999.99 | 0.35% | 0.28% | 0.35% |
| US$100,000.00 - US$199,999.99 | 0.45% | 0.36% | 0.45% |
| US$200,000.00+ | 0.65% | 0.52% | 0.65% |
| €15,000.00 - €74,999.99 | 0.25% | 0.20% | 0.25% |
| €75,000.00 - €149,999.99 | 0.35% | 0.28% | 0.35% |
| €150,000.00+ | 0.40% | 0.32% | 0.40% |
60 Day Notice Account
| Gross rate p.a. | Net rate p.a. | AER | |
| £5,000.00 - £9,999.99 | 2.45% | 1.96% | 2.47% |
| £10,000.00 - £49,999.99 | 2.75% | 2.20% | 2.78% |
| £50,000.00 - £99,999.99 | 2.95% | 2.36% | 2.99% |
| £100,000.00+ | 3.15% | 2.52% | 3.19% |
| US$10,000.00 - US$19,999.99 | 0.35% | 0.28% | 0.35% |
| US$20,000.00 - US$99,999.99 | 0.45% | 0.36% | 0.45% |
| US$100,000.00 - US$199,999.99 | 0.65% | 0.52% | 0.65% |
| US$200,000.00+ | 0.85% | 0.68% | 0.85% |
| €15,000.00 - €74,999.99 | 0.30% | 0.24% | 0.30% |
| €75,000.00 - €149,999.99 | 0.35% | 0.28% | 0.35% |
| €150,000.00+ | 0.40% | 0.32% | 0.40% |
90 Day Notice Account
| Gross rate p.a. | Net rate p.a. | AER | |
| £5,000.00 - £9,999.99 | 2.55% | 2.04% | 2.57% |
| £10,000.00 - £49,999.99 | 3.05% | 2.44% | 3.08% |
| £50,000.00 - £99,999.99 | 3.35% | 2.68% | 3.39% |
| £100,000.00+ | 3.55% | 2.84% | 3.60% |
| US$10,000.00 - US$19,999.99 | 0.45% | 0.36% | 0.45% |
| US$20,000.00 - US$99,999.99 | 0.65% | 0.52% | 0.65% |
| US$100,000.00 - US$199,999.99 | 0.75% | 0.60% | 0.75% |
| US$200,000.00+ | 1.05% | 0.84% | 1.05% |
| €15,000.00 - €74,999.99 | 0.35% | 0.28% | 0.35% |
| €75,000.00 - €149,999.99 | 0.40% | 0.32% | 0.40% |
| €150,000.00+ | 0.50% | 0.40% | 0.50% |
The above interest rates are valid from:
GBP rates applicable from 10.04.08
USD rates applicable from 19.03.08
EUR rates applicable from 01.09.06
GBP Base Rate 5.00% applicable from 10.04.08
For dates prior to this, please refer to our historical interest rates »
Return to High interest savings »
- AER means "annual equivalent rate" and is a notional rate which illustrates the gross interest rate as if paid and compounded on a monthly, bi-monthly, quarterly or annual basis whichever is applicable to the account.
Contact us
For more information on our High interest savings, please contact our Customer Services team:
+44 (0)20 7920 4920
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